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签字认可配偶借款 要承担还款责任吗？_我的网站

一 |     Pradeep Ranganathan is clearly in no mood to slow down. Even as his delayed project Love Insurance Kompany awaits a confirmed release date, the actor has already locked his next film and this time he will be wearing two hats. Pradeep is set to direct the upcoming project while also playing the lead, with AGS Entertainment stepping in as producer.The confirmation came straight from Archana Kalpathi of AGS Entertainment, who revealed the development during a recent interaction with a news outlet. The announcement has sparked interest among fans, especially since this marks Pradeep’s third collaboration with the banner after the blockbuster success of Love Today in 2022 and Dragon in 2025. Both films cemented his reputation as a filmmaker who understands contemporary youth culture and box office pulse.A trusted partnership continuesThe Pradeep Ranganathan and AGS Entertainment association has so far proven to be a commercially rewarding one. Love Today emerged as a surprise hit and turned Pradeep into a household name, while Dragon further reinforced his ability to deliver crowd pleasing entertainers. With this new project, expectations are naturally high, especially since Pradeep will be returning to direction after focusing on acting in recent outings.While details about the genre and supporting cast are being kept under wraps, industry buzz suggests that the film will once again tap into themes that resonate strongly with younger audiences. For AGS Entertainment, backing Pradeep once more seems like a logical move given their shared track record of success.                                                                 View this post on Instagram          A post shared by Pradeep Ranganathan (@pradeep_ranganathan)                         Riding high after DudePradeep was last seen in Dude, directed by debutant Keerthiswaran. The film featured Mamitha Baiju as the female lead, with R Sarath Kumar, Hridhu Haroon, Rohini, Aishwarya Sharma and Neha Shetty in key roles. The story revolved around two relatives who come together to launch an event planning business, only for personal emotions to complicate their professional partnership when one of them falls in love and proposes marriage.Despite receiving mixed critical feedback, Dude struck a chord with audiences and went on to collect over Rs 100 crore worldwide. The film marked Pradeep’s third consecutive entry into the 100-crore club after Love Today and Dragon. It also emerged as the clear box office winner during the recent Diwali clash, outperforming Bison starring Dhruv Vikram and Diesel featuring Harish Kalyan.The waiting game for Love Insurance KompanyMeanwhile, Love Insurance Kompany, directed by Vignesh Shivan, continues to remain in limbo. The sci-fi romantic entertainer stars Krithi Shetty and SJ Suryah alongside Pradeep and was initially planned as a festive Deepavali release. However, the makers decided to postpone the release of the film in order to avoid clashing with Dude.                                                                 View this post on Instagram          A post shared by Pradeep Ranganathan (@pradeep_ranganathan)                         With no promotional material released ahead of the new date, the film has since been pushed further, with the team yet to announce a revised release plan. Backed by Nayanthara and Vignesh Shivan’s Rowdy Pictures along with SS Lalit Kumar’s Seven Screen Studio, the project remains one of the more anticipated titles in Pradeep’s lineup.As he prepares to return to direction under the AGS banner, Pradeep Ranganathan seems poised to open a fresh chapter in his career, one that could once again redefine his place in Tamil cinema.Also Read: Pradeep Ranganathan thanks fans after Dude earns his 100-crore hat-trick。    AI摘要      闽侯法院审结一起金融借款纠纷，认定配偶在借款及抵押文件上签字并同意以共同财产担保，可推定具备共同借款合意，构成夫妻共同债务，需承担共同还款责任。         近日，闽侯法院审结了一起金融借款合同纠纷案，明确配偶在借款、抵押相关文件中签字认可债务、同意以夫妻共同财产担保的行为，可推定具备共同借款合意，依法构成夫妻共同债务。    2019年6月，阿强（化名）向银行申请贷款，妻子小丽（化名）在借款申请表配偶声明栏填写信息并签字。次年7月，阿强与银行签订授信、抵押合同，以自有房产办理贷款抵押，小丽再次在抵押合同配偶栏签字，确认知晓合同约定、同意以夫妻共同财产承担担保责任。后续银行依约放款，2022年双方补充签订授信使用合同细化借款细则。

二 | 贷款到期后，阿强未按期履约还款，银行催收无果，将夫妻二人诉至法院，要求他们共同偿还本息。    法院经审理后认为，案涉借贷、抵押合同合法有效，阿强逾期还款已构成违约，理应承担还款责任。同时，小丽作为配偶，先后在借款申请表、抵押合同中签字，明确知晓借款事宜且自愿以夫妻共同财产为债务担保，该行为属于对案涉借款的事后追认，足以推定其具备共同借款合意。

三 | 因此，案涉债务属于夫妻共同债务，小丽需承担共同还款责任。    案例点睛     民法典第1064条规定了较为典型的3种夫妻共同债务情形，即基于夫妻合意所负债务、债务用于家庭日常生活或用于共同生产经营、债权人能够证明系夫妻共同债务。其中基于夫妻双方合意所负债务，即“共债共签”或是事后追认，均体现了意思自治原则。除了夫妻一方作为共同借款人签字，明确表示对另一方的债务承担共同偿还责任外，若夫妻一方没有作为共同借款人签字，但能推定有共同偿还借款的合意，也应认定为夫妻共同债务。

四 | （记者 林春长 通讯员 吴丹铃）。

五 |

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